| Q. | Where should I go first to register a vehicle? |
| A. | Since automobile insurance is mandatory in Massachusetts, you must see an insurance agent first before you can register a vehicle. Your agent will give you the appropriate paperwork so that you will be able to register your vehicle. For the convenience of our clients, each office of A-Affordable Insurance Agency is located near a branch of the Massachusetts Registry of Motor Vehicles.
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Links and Resources |
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| Q. | How much will it cost me to register a car I just bought? |
| A. | To register a newly-purchased private-passenger motor vehicle with "normal" license plates, you will be required to pay $50 for a Massachusetts Certificate of Title in your name and $30 for the registration and plates. (Special, reserved, and vanity plates are available at a higher cost.)
You will also have to pay a 5% sales tax. If the car is purchased from a licensed dealer, the sales tax is based on the purchase price; if it is bought from a private party, the sales tax is based on the higher of the purchase price or the NADA book value.
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| Q. | How long will a traffic violation be on my driving record? |
| A. | A traffic violation will remain on your driving record for a period of 6 years from the time that it first appears on your record. This could be anywhere from a few days to several months after the incident actually occurred, depending on whether the violation was contested (thereby delaying the establishment of guilt). The exact details of how to calculate your safe-driver credit or surcharge is described on the SDIP Page.
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| Q. | I'm a new driver and pay ridiculously high rates for my insurance. When will they go down? |
| A. | The insurance rates in Massachusetts are based on (among other things) the number of years of driving experience that you have--unlike some other states where the rates are based on age. Operators with less that 3 years of experience pay the highest rates; operators with more than 6 years of experience pay the lowest. So you can expect your rates to go down after 3 years--assuming that you maintain a good driving record and don't have to pay insurance surcharges.
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| Q. | Why are the lines at the registry so long? Is there any way to avoid them? |
| A. | Some insurance agents provide free registry service for their clients, thereby enabling the consumer to avoid long lines. The Registry's Customer Service Representatives are available weekdays from 9:00 AM to 7:00 PM at 617-351-4500 to answer any additional questions you may have.
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