Money is tight for everyone – especially people who are just striking out on their own for the first time, beginning careers, or starting families. Renters insurance, though, is something you can't afford to skip in an effort to pinch a few pennies.
Massachusetts renters insurance serves as the equivalent of homeowners insurance for renters. Not only does it serve to help you replace your most coveted possessions when they are lost from covered events, but it also provides liability coverage in case someone gets hurt while hanging out with you at your apartment.
Cover the Things You Care About (AKA Your Stuff)
Did you know that your landlord's insurance only covers the physical structure of your rental unit or apartment? In other words, if your apartment burns down or gets burglarized, for example, your landlord's insurance only covers his building. It does not cover your "stuff."
But there's good news. Since you're not covering the structure of the property, the cost of renters coverage is not as high as it is for homeowners. What's more, there are additional methods renters like you can use to cut the costs. This includes bundling the rental coverage policy with auto insurance.
Keep in mind that as a renter other types of coverage you may be interested in include:
- Reimbursed Living Expenses
- Rider Policies (to cover antiques, electronics, business equipment, business inventory, etc.)
- Umbrella Liability Coverage
About A-Affordable Insurance Agency, Inc.
Here at A-Affordable Insurance Agency, Inc., we take a lot of pride in offering affordable renters insurance rates to tenants just like you in Eastern and Central Massachusetts. We offer you the opportunity to walk into any one of our 11 locations in Massachusetts and discuss your options when it comes to insurance for renters without an appointment. In addition, we offer convenient late office hours and phone support until 8:00 pm.
This means you have every opportunity to talk to us about your renters insurance needs, but also things you can do to cut the costs of your renters insurance.
Visit one of our offices today to learn more about Massachusetts renters insurance and how we can help you save money on all your insurance needs. Or simply call 800-897-2837 to purchase your renters insurance over the phone.