It's no secret that the leading cause of teenage deaths is a car accident. As a parent, it can be a difficult time when your teen starts driving. Many worries come with a teenager getting his/her driver's license, but insurance does not have to be one of them.
All insurance carriers charge higher premiums for teenage drivers because they're less experienced and often more accident-prone than adults, but a few companies have special programs that offer better rates for teen drivers than the others. And most importantly, this is no time to skimp on coverage or advice. Your teen driver is many more times likely to be involved in an accident with large dollar losses. If you haven't set up your policy with the right limits, you could lose your home or even your retirement savings. This is a time in your life when you most need an agent that specializes in families with teen drivers.
We have developed an auto insurance plan specifically tailored for teenage drivers. We understand the needs of teenage drivers and the worries for parents. A teen driver policy typically contains the coverage in a regular auto policy, such as collision, comprehensive, liability, etc. However, a comprehensive teen driver insurance line from us can offer much more. We can provide discounts for:
- Limited-use vehicles
- Anti-theft devices
- Good student record
- Good driving record
As part of our teen driver program, we can also help you install a GPS device in your teenager's car that will alert you if they speed and allow you to place geographic and time boundaries on their driving privileges.
As a parent or guardian, the most important thing for you is to keep your child safe while they gain driving experience. We can give you the tools to do this while protecting your assets and cutting your insurance costs. Contact us today for a free teen driver insurance quote and more information!