Ready to Set Sail?

It’s almost time to put your boat in the water! And while the Stay-At-Home Advisory is still in effect, the Commonwealth of Massachusetts has just issued guidance permitting the safe operation of recreational boats subject to the discretion of local officials, harbormasters, and law enforcement. Just follow the stringent guidelines including social distancing, and only persons from the same household should be together on a boat at one time which can be found HERE and you’ll be out on the water in no time!

To avoid trouble down the road and in the water, here are some things you should do now:

  1. Check the exterior of your boat to be sure there is no damage to the boat and hull.
  2. Check your battery to be sure it’s charged and the terminals are clean, lubricated, and free of corrosion.
  3. Make sure all electronics are in good working order.
  4. Return all boat safety items such as personal flotation devices, seat cushions, first aid kit, etc. to the boat, making sure all are in good condition. Be sure that PFDs have no rips or missing parts and that there are enough for everyone on-board.
  5. Fire extinguishers should be fully charged, mounted properly and not expired. If you carry a flare kit, be sure the flares are not expired.
  6. Tune up the engine-spark plugs with spare plugs on-board, change fluids and inspect for damage to the propeller and fuel lines.
  7. Inspect your trailer to be sure it is in good working condition including: frame, springs, suspension, lights, signals, tires and hitch.
  8. Make sure your boat and trailer registrations are active. Boats are registered and titled by the Boat and Recreation Vehicle Registration and Titling Bureau, and Trailers are registered by the Registry of Motor Vehicles.

Last, but by no means least, have you considered an insurance policy for your boat?  Some homeowner policies provide a very limited amount of property damage coverage for small boats.  For larger boats, you need a personal watercraft policy. Unfortunately, there are thousands of boating accidents every year which result in property damage, injuries, and even death. Boat insurance can provide the financial protection you’ll need if you’re involved in a boating accident.

Please contact one of our knowledgeable insurance reps by calling us at 1-800-897-2837 or visiting www.a-affordableinsurance.com  Our phone support hours are Monday-Thursday 8 am to 8 pm, Friday from 8 am to 6 pm, and Saturday from 9 am to 3 pm. At A-Affordable, we open early and stay late for you!

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