Privacy Policy

At A-Affordable Insurance Agency, Inc. (“A-Affordable”), we recognize that privacy is important and are committed to protecting the information you share with us. The following policy applies to all of the services we offer, as well as those offered by our subsidiaries or affiliated companies, if any.

Information We Collect

In order to provide our full range of services, we may collect the following types of information:

  • Information you provide when you engage A-Affordable to provide insurance services, such as your name e-mail address, Social Security number, birth date and account information.
  • Cookies: When you visit A-Affordable’s web site, we send one or more cookies (a small file containing a string of characters) to your computer that uniquely identifies your browser. We use cookies to improve the quality of our service by storing user preferences and tracking user trends.
  • Customer Communications: When you send e-mail or other communications to A-Affordable, we may retain those communications in order to process your inquiries, respond to your requests, and improve our services.
  • IP Address: An IP address is a series of numbers your Internet Service Provider provides automatically. An IP address is logged by our system whenever a user visits a site. A-Affordable may use this information for web maintenance, to provide material more applicable to your needs and for security purposes.
  • Device Information: A-Affordable may collect information from your device to ensure the proper version of the web site is displayed to you.

How We Use The Information Collected

A-Affordable only processes personal information for the purposes described in the applicable Privacy Policy and/or privacy notice for specific services. These purposes include but are not limited to:

  • Providing our insurance services to users.
  • Auditing, research, and analysis in order to maintain, protect, and improve our services.
  • Ensuring the technical functioning of our network.
  • Developing new services.
  • Respond to inquiries and fulfill requests.
  • A-Affordable may combine the information submitted under various forms and services to provide customers with a better experience and to improve the quality of our services. For certain services, we may give customers the opportunity to opt out of combining such information.
  • If A-Affordable collects or uses this information in a manner different than the purpose for which it was collected, then we will ask for your consent prior to such use.
  • If A-Affordable proposes to use personal information for any purposes other than those described in this Policy and/or in the specific service notices, you may “opt-out”—or say no to—having your information shared by calling 800.897.2837 or contacting us through our contact page.
  • If you do choose to decline to submit personal information to any of our services, there may be some instances in which we may not be able to provide those services to you.

How We Share the Information

A-Affordable only shares personal information with other companies or individuals outside of A-Affordable in the following limited circumstances:

  • When we have your consent. We require opt-in consent for the sharing of any sensitive personal information.
  • When we have a Good Faith Belief that access, use, preservation, or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce applicable Terms of Service, including investigation of potential violations thereof, (c) detect, prevent, or otherwise address fraud, security or technical issues, or (d) protect against imminent harm to the rights, property, or safety of A-Affordable Insurance Agency, Inc., its users, or the public as required or permitted by law.
  • When we have unidentifiable information. We may share with third parties certain pieces of non-personal information, such as the number of users who searched for a particular term. Such information does not identify you.
  • A-Affordable will not sell your personal information to any third party.
  • If A-Affordable finds it necessary to share your information with third parties, it will be in following limited circumstances:
  • A-Affordable will not share your information with any third party outside of our organization, other than is necessary to fulfill the request you made upon us. For example, we would share your information with insurance companies to obtain quotes or coverage options.
  • If A-Affordable becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will provide notice before personal information is transferred and becomes subject to a different privacy policy.

Information Security

A-Affordable takes appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of data. These include internal reviews of our data collection, storage, and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.

A-Affordable restricts access to personal information to our employees, contractors, and agents who need to know that information in order to operate, develop, or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution if they fail to meet these obligations.

We adhere to our information security in compliance with MASS. GEN. LAWS ch. 93H (2007).

Data Integrity

A-Affordable processes personal information only for the purposes for which it was collected and in accordance with this Policy or any applicable service-specific privacy notice. We review our data collection, storage, and processing practices to ensure that we only collect, store, and process the personal information needed to provide or improve our services. A-Affordable takes reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we depend on our users to update or correct their personal information whenever necessary.

Registration

To use some portions of this website, a user must complete a registration form. This registration form requires a user to give certain personal information. This information is used solely for obtaining insurance services on your behalf and may be utilized to contact you regarding purchasing options or past purchases.

Third Party Websites

This Privacy Policy applies to how we handle your information on our website. We do not exercise control over the websites that are displayed in other browser windows opened by links from within our various services. This notice does not cover the information practices or policies of any third party websites that we provide links for or websites that provide links to the A-Affordable website. Other sites may place their own cookies or other files on your computer, collect data, or solicit personal information from you.

We encourage you to read the privacy statements of all such websites since their privacy policies may be materially different from our Notice.

Social Media

A-Affordable does utilize social media, including, but not limited to, Facebook, Linkedin, Twitter and Youtube. Any content you provide on these social media sites is mandated by the privacy terms of the social media websites. A-Affordable is not responsible for the privacy of any information you share or attempt to share with us through these social media websites.

Agreement and Modification of Our Privacy Policy

By using and accessing this website you indicate that you have read and understand this Notice and you consent to the collection and use of information by us in the manner explained in this Notice. This Notice and the website Terms and Conditions, including without limitation, provisions covering limitations on damages, arbitration of disputes, and the application of Massachusetts law govern any dispute over privacy. By using and accessing the Web Site you agree to indemnify us for any and all third party claims resulting from your breach of this Notice or the Web Site Terms and Conditions. If you have any questions or concerns about your privacy at the Web Site, please contact us. If you do not accept this Notice, do not access and use the Web Site.

We may revise this Notice at any time without notice by updating this Notice. Any modifications in the way we use personal information will be provided in future updates of this Notice so you are always aware of what information we collect, how we use it, and under what circumstances we disclose such information. Modifications will be effective immediately and will be available on the Web Site. You should visit this web page periodically to review the Notice. User accepts any such modifications to this Notice by continued use of the Web Site after such modifications are made.

Google Analytics

Please be aware that Google Analytics Demographics and Interest Reporting may be tracking visitor data on this website. Google Analytics may use cookies to collect this data, which is used to get a better general understanding of the type of individuals visiting the Web Site; to collect aggregated site-visitation statistics; and to improve marketing and customer service initiatives through the website. This information will not be sold to third parties, and the data collected to Google Analytics Demographics and Interest Reporting is not personally identifiable. If you’d like to opt-out of Google Analytics Demographics and Interest Reporting, click here.

Contact Us

If you have any questions about this policy, please contact us through our website, www.a-affordableinsurance.com or by telephone at 800-897-2837.

Last Updated: January 17, 2020

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