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Massachusetts Homeowners Insurance

2044278 sHome insurance is a must for all Massachusetts homeowners. Your home is one of the biggest investments you're likely to make. It's important to protect that investment with a Massachusetts homeowners insurance policy that is up to the task.

Your home is your castle, right? A standard homeowners' insurance policy protects the structure of your home from different types of damage including:

  • Fire
  • Theft
  • Lightning
  • Vandalism
  • Other named perils

You also need to take steps to protect the possessions inside your home from loss or damage too. Most home insurance policies offer a standard content coverage package that offers a depreciated rate of coverage for items that are lost as the result of one of the covered perils. We do one better. We offer the option of replacement cost coverage for your personal possessions.

One of the most important types of insurance coverages to have when disasters occur, though frequently overlooked, is the additional living expenses coverage that kicks in when disaster renders your home uninhabitable during repairs resulting from a covered loss or event. We offer this valuable coverage that helps to ensure you have somewhere to rest your head after your world has been turned upside down.

Don't forget the importance of liability insurance. As a homeowner, you can be held legally responsible for injuries that occur on your property or by your property. We can help you get the liability insurance you need to appropriately cover all your assets.

If you have high value items, business equipment, or business inventory in your home, you might want to consider purchasing additional coverage for the value of these items.

Other coverages you might want to consider for your home include the following:

  • Valuable Articles/Floater Insurance
  • Firearms Coverage
  • Sump Pump Insurance
  • Jewelry Insurance
  • Flood Insurance
  • Earthquake Insurance
  • Umbrella Insurance (additional liability coverage)
  • Animal Liability Insurance

Our helpful staff can help you determine what your home insurance coverage needs are and how best to meet them – at an affordable rate.

About A-Affordable Insurance Agency, Inc.

We've been serving the insurance needs of Eastern and Central Massachusetts since 1984. We offer a wide range of services including home insurance, auto insurance, and business auto coverage.

Our commitment to providing affordable insurance rates to all home and auto owners, throughout Massachusetts, is the driving force behind our business. We offer 11 convenient locations with long office hours as well as after-hour phone service open until 8:00 pm to serve you better. For more information on office hours click here. Go to Locations page

Visit one of our convenient locations, fill out our handy web form or call today at 800-897-2837 for a fast and free homeowners insurance quote.