A-Affordable Insurance Agency, Inc. (“A-Affordable”) is proud to offer information on our web site to assist you in making informed motor vehicle insurance purchasing decisions and to provide motor vehicle insurance purchasing opportunities. These terms are intended to help maximize the information on our web site for your benefit. Although we are here to assist, you ultimately make all of the motor vehicle insurance purchase decisions. A-Affordable cannot provide personal advice. As in any financial decision, it is the consumer’s responsibility to make an informed and appropriate decision based on their needs and resources. By accessing any areas of www.a-affordableinsurance.com, you agree to be bound by the terms set forth below. If you disagree with these terms, please do not use this web site.

Warranty Disclaimer

All information, services, products, or other material on this web site are provided “as is” without warranty of any kind, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. A-Affordable does not warrant or represent the content on our web site is accurate, reliable or correct. A-Affordable strives to maintain accurate information to better serve our customers but is not responsible for any loss based on the information provided. A-Affordable makes no warranty that your use of the web site will be error-free, virus-free, uninterrupted, free of errors, timely and secure. Some states do not permit the disclaimer of warranties. If your jurisdiction does not allow for the disclaimer of warranties, then the information on this web site is warranted only to minimum amount mandated by law.

Liability Disclaimer

In no event shall A-Affordable, its affiliates, suppliers, and/or its agents be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of this web site, whether based on contract, tort, strict liability, or otherwise, even if A-Affordable, its affiliates, suppliers, or any of its agents have been advised of the possibility of damages. Because some states/jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages, the above limitation may not apply to you. If your jurisdiction does not allow for the exclusion or limitation of liability then A-Affordable limits its liability to the minimum allowed by law.

No Unlawful or Prohibited Use

By using this web site, you warrant to A-Affordable that you will not use this web site or any of its contents for any unlawful use, or any use that is otherwise prohibited pursuant to these terms. Any violation of this provision will result in prompt revocation of our permission granted to you to use this web site, notification of proper law enforcement and potential criminal prosecution.

Jurisdiction

The laws of the Commonwealth of Massachusetts govern the use of this web site. Any attempt to alter the laws that govern this web site away from Massachusetts law shall be void.

By using this web site, you also agree that any dispute concerning this site will be resolved in the federal or state courts of Boston, Massachusetts. You also agree to waive any challenges concerning the venue of the litigation concerning the dispute. The challenges you waive include, but are not limited to, personal jurisdiction, challenging the enforceability of this agreement in another court, or any other attempt to change the jurisdiction of the judicial proceeding for any reason.

Enforceability

If any of the Terms of Use are deemed void for any reason, this will have no effect on any other terms. The unaffected terms and conditions shall remain enforceable and valid. The voided section of the terms of conditions is severable from the remaining portion.

Changes to These Terms of Use

A-Affordable reserves the right to change these terms at any time, without notice to you. All changes are effective immediately upon being posted on this web site, and you are deemed to have accepted such changes by virtue of your use of this web site. Therefore, we advise you to review these terms on each occasion you access our web site. By continuing to use this web site, you agree to any changes.

Intellectual Property

A-Affrodable’s intellectual property is provided for your information. However, all of the materials on this web site, including the organization and layout of this web site and all graphics and logos, are owned and copyrighted by A-Affordable Insurance Agency, Inc. Consumers may access, download, and print materials from this web site for your personal noncommercial use, but by doing so you do not obtain any rights, interest or title to the materials you read, print or download. Consumers further cannot copy, modify, distribute, transmit, post, display, perform, reproduce, publish, license, create derivative works from, link to or frame in another web site or use on any other website, or transfer or sell any information obtained from this website without written permission from A-Affordable. Any third-party trademark found on our web site is also the property of its owner and is protected. Note that all information on A-Affordable’s web site is designed and intended for “human consumption” and not machine interpretation. Accordingly, data extraction techniques such as web or screen scraping are strictly prohibited.

Third Party Sites

A-Affordable may include hyperlinks to sites operated and controlled by other parties unrelated to us or any of our affiliates. These hyperlinks are provided solely for your convenience and to provide additional info. A-Affordable does not endorse such sites, nor do we guarantee that the information contained within them is accurate and/or complete. A-Affordable makes no warranties or representations about any web site provided in a hyperlink on our web site. If you elect to link to any third-party sites, you do so at your own risk. Please also note that the terms of the Privacy Policy provided on this web site apply only to this web site. We do not control the handling of your information by third parties once you leave the web site, and are not responsible for the handling and use of any personal information you provide to third-party sites. Accordingly, we strongly encourage you to carefully review the privacy policy of any third-party site visited before releasing any personal information.

Testimonials

Testimonials on this web site are a representation of “typical” customer experiences. Individual experiences, satisfaction, and cost savings often differ from our typical customer. The displayed testimonials are indicative of the experience of those depicted only. These testimonials may not represent the experience of all users of the A-Affordable web site. Further, these testimonials do not serve as warranties and do not guarantee any results, experiences or future performance with A-Affordable. Customer names and towns may have been changed to honor their privacy.

Privacy Policy

A-Affordable values their customer’s privacy. Please see our privacy policy on our web site.

Security

A-Affordable takes appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure, or destruction of data. These include internal reviews of our data collection, storage, and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.

A-Affordable restricts access to personal information to our employees, contractors, and agents who need to know that information in order to operate, develop, or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution if they fail to meet these obligations.

We adhere to our information security in compliance with MASS. GEN. LAWS ch. 93H (2007).