One of the confusing aspects of condo living involves condo insurance in Massachusetts. You may have insurance through the condo association, but is that enough? By reading the fine details of the policy, you could learn exactly how much coverage this insurance provides to the occupants. The building itself may be insured as well as the common areas of the condominium. What generally won’t be covered is the interior of each condo unit – you are financially responsible for this space.

By obtaining your own condo insurance policy, you could get aid in covering some of the unexpected costs that are classified as owner responsibilities. Your policy may include payment for flooring damages, electrical wiring repairs, or replacement of the ceiling and drywall after an event covered by the policy has taken place. Imagine the frustration of trying to deal with these types of condo repairs without an insurance policy to serve as a financial cushion.
In addition to property coverage, a condo insurance Massachusetts policy should provide liability and personal possessions coverage. The more comprehensive your coverage, the less money you are likely to shell out for future disasters. Are you about to move into a condo in MA? Call us for a quote and for assistance in determining the level of coverage you need.