Many people who have car insurance have it mostly because the state requires it to be “legal” on the road. But, does the fact that you’re “legal” mean you have enough insurance? Probably not, but here at A-Affordable Insurance … we can make buying insurance simple. We know auto insurance is complicated because there are so many different coverages that do different things. These coverages fall into two major categories:
Coverage for Bodily Injury - There are two types of coverage for injuries … those that protect you and your passengers or household members and those that protect others who are injured due to accidents for which you are ultimately responsible.
Part 1. Bodily Injury To Others
Part 2. Personal Injury Protection
Part 5. Optional Bodily Injury to Others
Part 6. Medical Payments
Coverage for Property or Physical Damage - There are three types of coverages that protect your property, the property of others, or assist you or someone else while your vehicle or theirs is out of service
Part 7. Collision
Part 8. Limited Collision
Part 9. Comprehensive
Part 10. Substitute Transportation
Part 11. Towing and Labor
We have put together a brief summary of each of these coverages and invite you to click on any of the coverage parts listed to view our summary. If you prefer, you can contact one of our knowledgeable insurance reps to discuss these coverages by calling us at 1-800-897-2837. Our convenient phone support hours are Monday – Thursday from 8 am to 8 pm, Friday from 8 am to 6 pm, and Saturday from 9 am to 3 pm. At A-Affordable, we open early and stay late for you!